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Updating credit file

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This is important to you, and you want to make sure that the information contained as part of your credit report is accurate. Additionally, you may note inaccuracies in the address that is reported, and you may need to correct that.Your credit report is a record of your credit activity and credit history.

A recent credit score report from Trans Union states that I "have no real estate accounts that can be used in determining a credit score." Yet I do have a mortgage in good standing with a credit union that does not show up on my credit report.Online Accounts If you have more payment history with a utility company than is available online, you can order a manual update to include the additional payment history in your e Credable Credit File.Important Information Regarding Manual Updates Payment history requiring a Manual Update is only included in your AMP Credit Report and calculated in your AMP Credit Score for 45 days from the Verification Date.Therefore, Manual Updates should only be ordered when you are ready to apply for a loan or other type of credit offer in the e Credable Marketplace.The Manual Update fee of .95 is not included in the AMP Connect Plus annual subscription fee.When you apply for credit (a mortgage or car loan, even a new credit card), lenders need a way to gage whether or not you’re a safe bet.